Credit Card Essentials and Rewards

The Right Choice for your Wallet

Look in your mailbox and you're sure to find at least one credit card offer today. The difference is, our credit card rates are very competitive and the interest earned actually goes back to the credit union where it benefits everyone.

Manage your Credit and Debit Cards

Save time and gain peace of mind knowing you can control the cards in your wallet with the phone in your pocket just by logging in to MSCU's mobile banking app. If you can't find your debit or credit card, you can instantly lock the card to prevent fraudulent charges from being made. Don't worry - you can also instantly unlock the card when it turns up in the dryer or under the seat in your car. (No judging...we've all done it!) You can also set travel alerts, view recent transactions and much more.

  • Turn cards On/Off as needed
  • Report Lost or Stolen
  • Manage Travel Plans
  • Add card to ApplePay
  • Receive real-time card transaction notifications
  • See recurring payments for subscriptions and cards on file with merchants
  • Set controls and alerts for location, merchant type, and spending limit preferences
  • Track spending by month, category and more
  • Activate your card and set your PIN
  • View merchant stored Cards on File and recurring payments

Log in to your mobile banking account and click on the Cards icon at the bottom of the screen to get started!

uChoose Rewards for Visa® Platinum Black

If you're a Visa Platinum cardholder, your card comes with the ability to earn points in a rewards program called uChoose Rewards®. This online rewards program allows cardholders to earn one point for every dollar for signature-based transactions. In order to start earning and redeeming points, cardholders must register/enroll first. There are two ways to do this: 

Log in to your mobile banking account. Click on the Cards icon at the bottom of your screen. Click the Rewards link under Card Details, then click Continue. Complete the requested information to register. You will need to create a user name and password to register initially, but won't need it to access your uChoose Rewards account through mobile banking after registration.

Go to uChooseRewards.com and enter your card information. You will need to create a user name and password. You will need your username and password to access your uChoose account any time you go directly to this website.

A new feature called Pay With Points is available with participating merchants to redeem your points. When you access your uChoose Rewards information, you will have access to special offers and promotions to earn and redeem your points. These offers appear under the Earn Points tab on your home page where you can view and activate them.

You can easily keep track of your points transactions on your My Rewards page. It provides cardholders with an overview of total points earned, redeemed, pending and transferred. Once enrolled, you'll be able to access your rewards log in from your MSCU mobile banking with just one click.

Need assistance? We're here to help. Contact us at web.msc@membersourcecu.org or 713.627.4000.

Check Out These Extras for Visa Platinum Black Cards

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