Mortgage Line: 832.912.2144
FocusOne Mortgage Solutions
MemberSource Credit Union makes mortgage loans of all types through FocusOne Mortgage Solutions. FocusOne is a credit union service organization that provides home financing options to Texas credit unions and their members.
Whether you're looking for a first mortgage or refinancing your current mortgage, MemberSource, through FocusOne Mortgage Solutions, has the right product to fit your home loan needs. We offer competitive interest rates and very low closing costs with no "junk fees" hidden in small print. Let FocusOne help you realize the dream of home ownership.
Through FocusOne Mortgage Solution's online resources, members can learn about the home buying process and find valuable information on topics such as first time home buying, credit, homeowner benefits and even refinancing as well as terms and disclosures. Future home buyers are lead through the home buying process while being educated on loan options, which include fixed, adjustable rate, jumbo or unique loans to fit your individual needs and preferences. Applying for a loan online and tracking its progress and status take the guesswork out of the process as well. Finally, use the online calculator to determine a purchase amount and monthly payment that you're comfortable with and fits within your personal budget.
MemberSource is your source for your mortgage loan needs.
MemberSource Credit Union
NMLS#664659
Home Equity & Improvement Loans
Using Your Home's Equity
The equity in your home can be a powerful ally to help you make the most of your finances. Whether you're in the market for a new car, need to pay college tuition, have unexpected medical expenses, want to consolidate your bills, or want to do some remodeling, we have two ways to borrow using your home's equity.
Home Improvement Loans
If you're like most people, you love your home. But even the best home can use a little improvement. That's why we offer Home Improvement loans from $25,000 up to $250,000.
A Home Improvement loan from MemberSource won't just improve your quality of life—it will likely improve the selling value of your home and may even add more equity. Come to the Source and let us tap into your home's value.
Home Equity Loans
After years of payments, maintenance, and tender-loving care, it's time your home paid you back. A Home Equity loan from MemberSource gets you the cash you need. Plus, with competitive rates and terms, convenient payment options, and the ability to borrow up to 80% of your equity (from $25,000 to $250,000). It's a great way to finance planned and unplanned expenses.
- Certain restrictions apply. Subject to credit approval
- Consult your tax advisor regarding tax consequences
- Packets may be mailed to Texas Residents only
For more information, to get a Home Equity packet or to apply for a Home Improvement Loan, visit any branch or contact us at 713.627.4000 option 2. Texas properties only.
*Consult your tax professional for more specific information. Members and Non-Members welcome to apply.