A MemberSource CU Visa Platinum Black Card is just the credit card to fit your needs. Whether you carry a balance or pay it off as you go, this card is a perfect fit for your wallet.
Standard card features include:
- uChoose Rewards Program
- No annual fee
- Non-variable rate
- Competitive interest rate
- Interest grace period on purchases
- No penalty rates
All rates and terms are subject to approval and are subject to change without prior notice. Card rate determined based on creditworthiness.
A MemberSource Credit Union Visa® Platinum Features:
- 12.50% APR* - 17.50% APR*-Non-Variable Rate
- No Annual Fee
- A Line of Credit Up to $35,000*
- 24-Hour Cash: Get cash at ATMs around the world
- A Grace Period on Purchases
- Earn uChoose Rewards
- Transfer balances from other high-interest credit cards
Please report lost or stolen credit cards immediately to 800.472.3272 or click the cards icon in MSCU's mobile app.
Having a Visa® Platinum Black card in your wallet has additional benefits, adding even more value to your card. Additional benefits include Travel and Emergency Assistance, Warranty Manager, and Auto Rental Insurance.
Travel and Emergency Assistance - Count on Emergency Assistance While Traveling
When you're traveling or working anywhere in the world, your covered MemberSource CU Platinum card gets you access to a multilingual call center - 24 hours a day, 365 days a year - for the assistance you need. You, your spouse, and legal dependent children under 22 years of age who are traveling with you can call toll-free in the United States or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation, and more.
Easy access - Call the Benefit Administrator at 1.800.992.6029 to get your questions answered. If you are outside the U.S., you can call collect at 1.804.673.1675. Travel and Emergency Assistance Services are provided on a best-effort basis and may not be available due to problems of time, distance, or location.
Certain terms, conditions, and exclusions apply.
Auto Rental Collision Damage Waiver (ARCDW) - Count on Built-in Auto Coverage
When you use your covered MemberSource CU Platinum card to rent a vehicle, you'll get built-in Auto Rental Coverage. You're covered for physical damage, theft, reasonable and customary towing, and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed on the auto rental agreement.
Easy claim process - Go to www.eclaimsline.com or call to talk to a Benefit Administrator at 1.800.348.8472 to initiate your claim. If you are outside the U.S., you can call collect: 1.804.673.1164. You must sign and return your claim form (or, if you prefer, file online) within 90 days of the date of the incident - you can supply any outstanding documentation afterwards.
Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered MemberSource CU Platinum or Gold card to secure transactions.
Extended Warranty Protection - Extend Your Product's Warranties Automatically
Extend your warranty's time period when you use your covered MemberSource CU Platinum card for your purchase. Extended Warranty Protection will double the time period of coverage to your existing manufacturer's U.S. warranty up to one additional year on eligible warranties of three years or less. There is a per claim maximum of $10,000 and a per cardholder maximum of $50,000.
Easy product registration and claim process - When you make a purchase, you can register your product online at www.cardbenefitservices.com or call the Benefit Administrator at 1.800.551.8472 (outside the U.S., call collect: 1.303.967.1096) - that way, the Claim Center will have all the pertinent information readily available should you need to file a claim later.
Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered MemberSource CU Platinum or Gold card to secure transactions.